Travel & Visitors Insurance
Protection for Travel, Temporary Stays, and International Visitors
Whether you are visiting Canada, studying, working temporarily, travelling abroad, or preparing for an extended stay overseas, we can help you find insurance that fits your situation.
Who Is This Coverage For?
Visitors to Canada
For family members, tourists, and other visitors staying temporarily in Canada.
Super Visa Applicants
Coverage designed to help meet the Canadian Super Visa insurance requirements for eligible applicants. Ideal for parents and grandparents planning extended stays with family in Canada.
International Students
Health coverage for students studying in Canada. Designed to help support your health care needs while living and studying in Canada.
Work Permit & Working Holiday Participants
Coverage for temporary foreign workers, IEC participants, and Working Holiday visa holders.
Canadian Residents Travelling Abroad
For Canadians travelling outside their home province or internationally, whether for vacations, business travel, extended stays, or seasonal travel such as snowbirds.
Canadians Working, Studying, or Living Abroad
Insurance options for Canadians relocating overseas temporarily, including working holidays, study abroad programs, temporary work assignments, and expatriate stays.
What Can Travel Insurance Cover?
Travel insurance can help protect you against unexpected medical expenses and travel-related disruptions. Coverage varies by policy and insurer, but may include the following:
Emergency Medical Coverage
Emergency Medical Coverage
Unexpected medical emergencies while travelling can be expensive, especially outside your home province or country. Depending on the policy, emergency medical coverage may help pay for eligible expenses such as:
- Emergency hospital care
- Physician services
- Ambulance transportation
- Prescription medications
- Emergency dental treatment
- Medical evacuation and repatriation
Trip Cancellation
Trip Cancellation
If you need to cancel your trip before departure due to a covered reason, this coverage may help reimburse eligible prepaid, non-refundable travel expenses.
Trip Interruption
Trip Interruption
If your trip is unexpectedly interrupted after it has started, this coverage may help reimburse eligible unused travel costs and additional transportation expenses to return home or continue your journey.
Flight Delay & Missed Connections
Flight Delay & Missed Connections
Unexpected flight delays or missed connections can result in additional expenses. Depending on the policy, coverage may help pay for eligible costs such as:
- Meals
- Accommodation
- Essential purchases while delayed
- Transportation expenses
Lost, Delayed or Stolen Baggage
Lost, Delayed or Stolen Baggage
Coverage may help reimburse eligible expenses if your baggage or personal belongings are:
- Lost
- Stolen
- Damaged
- Delayed
Emergency Assistance Services
Emergency Assistance Services
Many travel insurance plans also include 24-hour emergency assistance, which may provide support with:
- Finding medical care
- Coordinating emergency transportation
- Translation assistance
- Travel assistance during emergencies
Super Visa Insurance
Super Visa Insurance
Super Visa applicants must provide proof of private medical insurance that meets the Government of Canada's requirements.
The policy must provide at least CAD $100,000 in emergency medical coverage and be valid for at least one year from the date of entry to Canada.
Some insurers may offer instalment payment options, which can help make the cost of coverage more manageable.
Requirements may change. Applicants should refer to the latest Government of Canada guidelines.
Choosing the Right Plan
Every traveller and visitor has different insurance needs.
The right plan depends on factors such as your destination, length of stay, visa status, age, health history, travel frequency, and the type of coverage you need.
Whether you are visiting Canada, travelling abroad, studying overseas, or working temporarily in another country, we can help you compare available options from multiple insurance providers.
Single-Trip or Annual Multi-Trip Coverage?
If you travel occasionally, a single-trip plan may be the right choice.
If you travel several times throughout the year, an annual multi-trip plan may provide a more convenient and cost-effective solution by covering multiple eligible trips under one policy.
Coverage That Fits Your Situation
Travel insurance is not one-size-fits-all.
Coverage, eligibility, benefit limits, exclusions, and policy terms vary by insurer and plan. Some plans are designed for visitors to Canada, while others are intended for Canadian residents travelling abroad, international students, work permit holders, or Super Visa applicants.
We can help you understand the available options and choose coverage that best fits your travel plans and personal circumstances.
Need Help Choosing?
Whether you are planning a vacation, visiting family, studying abroad, moving temporarily for work, or preparing for an extended stay outside your home country, we are here to help you find the coverage that is right for you. Contact us to discuss your travel plans and explore the options available.
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